Buyer Guide
Your First Purchase, Step By Step
The eight steps Francisco walks every buyer through, in order.
Buyer Guide
The eight steps Francisco walks every buyer through, in order.
The Guide
This is the outline of a normal transaction in New Mexico and Texas. It is a starting point for the conversation, not legal, tax or lending advice.
Before anything else, find out what you can actually borrow and what the monthly payment looks like with taxes and insurance included.
The loan maximum is not the number that matters. The comfortable monthly payment is, and it should survive a bad month.
Las Cruces, the valley or El Paso. Property tax, insurance, commute and what your money buys all move when you cross the line.
A written pre approval turns your offer from a wish into a contender, especially on anything priced well.
Five homes that fit beat twenty that do not. Every showing should test something you said mattered.
Price is only part of it. Dates, contingencies, financing type and who pays what all shape whether it is accepted.
The inspection is your leverage and your protection. Read it fully, and use it to negotiate on facts.
Title, funding, final walk through and keys. You get a date driven checklist so nothing lands on you as a surprise.
General process outline. Contract forms, disclosures and closing practice differ between New Mexico and Texas, and your own transaction is reviewed with you step by step. For legal, tax or lending questions Francisco will refer you to the right professional.
Client Reviews
Francisco is newly licensed and has no published client reviews yet. Rather than fill this page with sample quotes or borrow the brokerage’s, it stays empty until his own clients write them. If you have worked with him, send a review and it will be added here.
By Appointment
Buying or selling in Las Cruces, the Mesilla Valley or El Paso.
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